Insurance Solutions For

The Cannabis Industry

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Property - Covers building, business property (machines, office equipment etc), tenant improvements, and inventory.

Commercial Auto - Covers autos owned or used for the business during daily operations, including delivery, transit, and distribution.

General Liability - Legal liability protection against third party claims for bodily injury or property damage and cost of defense. This applies to everything from retail locations to infused products. This is also common for additional insured endorsement requirements.

Business Income - Covers net income during business interruption as result of a covered claim to pay bills such as payroll, taxes, and mortgage. Two-thirds businesses do not continue operations due to inadequate business income coverage.

Workers Compensation- Required by law in most states, this covers wage replacement and medical benefits to employees injured during the course of employment in exchange for relinquishment of the employee's right to sue.

Employment Practices Liability - Covers claims against wrongful act during the employment process such as sexual harassment, wrongful termination, discrimination, and retaliation.

Umbrella - Extends and increases liability coverages over multiple policies such as Business Policy and Commercial Auto.

Event Coverage - Covers liability and property for short term events. This coverage is also popular for additional insured for event holders.

About Us

We at Sugarleaf are committed to providing you with the proper coverage for your business, at a price you can afford. We have a foundation of extensive experience both in insurance and cannabis. We are bringing the two together to be your personal insurance experts in making sure you have the coverage you need, when you need it most.


We understand each business has unique risks, especially in this fast evolving industry. We create custom tailored insurance packages fitting each businesses' needs to ensure your business is protected. It is not easy starting and maintaining a business and we want to help protect that investment. We value high standards of ethics and teamwork to create a customer experience unlike any other agency.

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Sugarleaf Insurance Services

Encinitas, CA


CA Department of Insurance License # 0h80391